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My Michigan Insurance to Offer Michigan Home Insurance Quotes
My Michigan Insurance to Offer Michigan Home Insurance Quotes
MyMichiganInsurance.Com now offers home insurance quotes online and not just by phone.
Wayland,
MI,
United States of America
(prbd.net)
26/03/2011
MyMichiganInsurance.Com-Michigan's online home and auto insurance specialists is now available to get home insurance quotes online and not just by phone. According to http://mymichiganinsurance.com/ owner, Jayson Lash, “You need to know what your looking for when purchasing home insurance, and it is extremely important to look the Michigan home insurance quote over to make sure your getting all the coverage you need.” Some of the things that Jayson Lash advises to look for are outlined below:
1. The first thing Jason recommends is “make sure what you’re getting is the proper coverage A amount. Coverage A to be specific is Dwelling coverage. These days people are getting confused and think this coverage can be lowered because their house isn't worth as much due to the decrease in Michigan housing prices.” The fact is according to Jayson that the cost to rebuild a home hasn't decreased much if at all over the last few years. “In fact, it is probably quite a bit more expensive to rebuild a home these days with the cost of lumber, etc... going up due to increased gas prices” said Lash. You want to make sure you’re insuring your home 100% to replacement cost and this is determined by evaluating the square feet of the home as well as the quality of the materials used to build it.
2. The next important coverage is liability coverage. Jayson, with http://MyMichiganInsurance.com states that he sees an abundance of people that are carrying a low liability limit and leaving themselves at risk to a lawsuit. The fact is that Michigan liability insurance on your home is very inexpensive and may only cost $10-15 more to purchase $200,000 more liability coverage. “It is worth every penny” states Lash.
3. The third coverage that can be overlooked when shopping online for Michigan Home Insurance is sump pump/water backup coverage. This coverage usually runs $60-80/year and can be extremely valuable if your sump pump fails and you find a basement full of water. Jayson says that people assume they are covered and find themselves in a whole lot of trouble when they find out that the reason they saved a couple bucks on their insurance was because the new agent didn't add this coverage.
About My Michigan Insurance:
http://www.MyMichiganInsurance.com provides online home insurance quotes in Michigan, and can help make sure that you don't miss out on these important coverage limits. If you ask Jayson Lash, he will tell you that you can save hundreds on your home insurance in most cases and do it without sacrificing any coverage at all. In fact, over at http://www.MyMichiganinsurance.com their goal is to increase your coverage and save you money at the same time.